Millions of federal student loan borrowers are preparing for an expanded menu of repayment options starting July 1, as major changes to the student loan system take effect under the Trump administration. The shift requires borrowers to review their status and select among new repayment pathways. For student success teams, the change heightens the need for timely outreach—especially for borrowers near repayment transitions—because plan choice can affect monthly payments, eligibility triggers, and long-term cost.