The U.S. Department of Education is telling 7.5 million student loan borrowers enrolled in the Biden-era SAVE plan to prepare for repayment after a federal court struck down the plan. Notices instruct borrowers to select a new repayment option, with loan servicers beginning outreach and borrowers receiving a 90-day window starting July 1. For institutions and student success offices, the operational impact is immediate: advising and financial aid workflows may need rapid updates to help borrowers pivot plans, manage higher monthly payments for many, and avoid delinquency as forbearance ends.