The U.S. Department of Education began moving borrowers enrolled in the Biden-era SAVE income-driven repayment plan toward a replacement repayment track after a federal court struck down the plan. The department said notices will go out to more than 7 million borrowers beginning Friday, with servicers required to give borrowers 90 days to select a new plan starting July 1. Most borrowers are expected to see higher monthly payments under the alternative repayment options. The timeline also matters operationally for campuses and student-support offices, which often field repeated questions about eligibility, affordability, and what happens next when planned forgiveness or payment schedules change. For colleges already managing enrollment and retention pressures, the administrative shock may affect student budgeting and persistence decisions—particularly for students nearing graduation who are weighing the timing of repayment recertification and the feasibility of new plans.