The Trump administration is set to overhaul federal student loan repayment, requiring millions of borrowers to choose from a new menu of repayment options starting July 1. The change represents a major operational shift for higher-ed financial aid offices, student services, and borrower communications because it affects how repayment eligibility and affordability are managed going forward. Borrower impact will hinge on the specifics of the new plan options and transition processes, particularly for those currently enrolled in existing repayment arrangements. Schools will need updated guidance workflows for counselors and compliance teams, including scripts for explaining eligibility and implications across income-driven and other pathways. For student success leaders, the key near-term risk is confusion during the transition window—especially for borrowers with limited time and resources to navigate plan selection.