A new webinar highlighted how upcoming Title IV borrowing limits will reshape graduate and professional student financing this summer. Under the new rules, new graduate borrowers will be capped at $20,500 annually and $100,000 in aggregate, while professional students will face $50,000 annually and $200,000 in aggregate. The changes also remove institutions’ ability to use Grad PLUS loans to bridge the gap between federal borrowing limits and total cost for new borrowers. Speakers framed the immediate consequence as a potential “student loan drought” and asked whether institutional loans can fill the funding gap. The session emphasized operational steps universities may need to take now—program design, timing, and targeted support—to maintain access and student success as federal borrowing options contract.