UC Irvine is cutting tuition for two business programs in response to new federal limits on graduate student borrowing. The Flex M.B.A., with an all-online option launched in 2024, will drop tuition by $30,000 (23%) to a total price of $99,000, while the Executive M.B.A. will cut tuition by $48,000 (28%)—placing the program slightly above the new borrowing threshold. Starting July 1, most graduate students will face a $20,500 annual federal-loan cap (up to $100,000 over a program), with higher limits for select “professional” disciplines including law and some medical fields. UC Irvine said the reductions require tradeoffs, including fewer required credits and optional components such as certain international trips—while the curriculum is being updated, including added instruction in artificial intelligence. The change signals a broader sector shift from scholarship bridges and institutional loans toward direct sticker-price adjustments, as universities try to preserve enrollment access when federal eligibility rules narrow what students can finance.