British MPs mounted an aggressive parliamentary critique of the student‑loan system in England and Wales, calling the current repayment terms unfair and urging urgent reform. Backbench Labour MPs depicted graduates as trapped by rising interest charges and a frozen repayment threshold, and called for changes to interest settings and repayment triggers. Speakers including Jas Athwal pushed ministers to raise the salary threshold and cut interest rates for Plan 2 loans; Sir Keir Starmer said the government would 'look at' fairness measures. The debate singled out the three‑year freeze on the repayment threshold due to start in April 2027 and concerns that retrospectively changing loan terms penalizes borrowers. The discussion highlighted technical features of the English Plan 2 system—where interest can accrue at RPI plus a margin and repayments are earnings‑tied—and signaled growing political risk for the government if reforms are not proposed. Universities and policymakers face pressure to adapt communications and financial‑aid strategy as public scrutiny intensifies.