A technical but consequential change to federal student-loan policy will end open-ended Grad PLUS lending next July and cap graduate borrowers—including medical students—at $50,000 per year and $200,000 for a four‑year program, educators warn. NPR and University Business flagged the provision tucked into recent federal legislation that will take effect when Grad PLUS stops issuing new loans. Medical and many health professional programs commonly exceed $300,000 in total cost; nursing and public-health graduate educations also face tighter borrowing capacity. Colleges and hospital systems fear the caps will push prospective clinicians away from high-cost programs or force greater reliance on institutional aid and private lending. Universities, teaching hospitals and state policymakers must now consider scholarship scaling, tuition pricing strategies, and workforce incentives to protect health‑care pipeline flow.