UK lawmakers said comparisons of student loan repayments to phone contracts or cinema tickets “amounted to mis-selling,” and urged a course correction on repayment-threshold policy. A Treasury Committee report criticized how students were told that loan terms could change retrospectively and faulted the government’s approach to freezing the income threshold for Plan 2 loans. The freeze—which Chancellor Rachel Reeves announced would keep the repayment threshold at £29,385 between 2027 and 2030—means graduates start repaying sooner or pay more as wages rise with inflation while the threshold remains fixed. The committee also cited prior promotional messaging described in a BBC investigation as inaccurate for higher earners. Both the government and the Student Loans Company said the committee made an important contribution, while a spokesperson emphasized the need for clear loan information. The committee’s fairness argument adds pressure for reforms to the student finance system in England and Wales.