The Education Department’s next wave of federal student financial aid changes is set to take effect July 1, with colleges and universities preparing for new repayment options, forgiveness changes, and tighter borrowing limits for current students. A major expansion also moves forward: Workforce Pell would make Pell Grants available for short-term training programs leading to certificates or certifications in high-demand occupations, including some workforce pathways for students seeking quicker labor-market entry. States and providers are scrambling over implementation details, including program eligibility rules and outcome requirements for providers, which could reshape who offers short-term programs and how quickly they must demonstrate student completion and job placement outcomes.