A growing concern is that students are turning to AI tools for mental health needs that campuses may not be prepared to support. The discussion centers on how students use AI for coping, information-seeking, and emotional support, while campuses face uncertainty about safety, appropriateness, and escalation pathways when students need human care. For campus counseling centers and student success offices, the key risk is service mismatch: AI use may reduce access to professional support at the moments when students need clinical intervention, while also creating new compliance questions around data privacy and mandated reporting. The development suggests universities need updated guidance that addresses boundaries—what AI can and cannot do—along with referrals and clear escalation protocols. More broadly, the reporting frames AI as an immediate student behavior that institutions must plan around rather than ignore.