UC Irvine is lowering tuition for two business graduate programs after federal changes reduced the amount most graduate students can borrow through federal loans. The university said the Flex M.B.A. would cut tuition by $30,000 (23%) to bring the total to $99,000, while the Executive M.B.A. would drop $48,000 (28%) to just above the new borrowing ceiling. Starting July 1, students in most fields face a $20,500 annual federal-loan cap, with $100,000 maximum aggregate borrowing per program; “professional” disciplines including law and some medical fields have higher limits. Higher education leaders have warned the caps will limit access to graduate education, pushing institutions into redesigns that protect enrollment. UCI officials said the price reductions require tradeoffs, including reducing required credits and making certain components optional, such as international trips. The school also said it is updating curriculum, including adding instruction in artificial intelligence. The move signals how campuses may respond to federal aid constraints by reshaping program structures and pricing—rather than relying on existing scholarship bridges alone.